Tell it what happened.
Type a message, send a voice note, or upload a photo of your records. English, Pidgin, or a mix of both.
“I spent ₦8,000 on transport today.”
YOUR EVERYDAY AI RECORD-KEEPING COMPANION
Keep track.
Carry
on.
Penn is an AI record-keeping assistant for businesses, individuals, and savings groups. Just tell it what happened to keep your records organised and understand your finances.
See how Penn worksJust tell Penn what happened. It takes it from there.
LIFE HAPPENS. PENN REMEMBERS.
penn.THE EVERYDAY LEDGER
A little more
peace of mind.
CUSTOMERAmaka
ITEMAnkara × 3
UNIT PRICE₦5,000
SALE RECORDED₦15,000
One less thing to remember.
All noted.Now, back to your day.
MADE FOR REAL LIFE
For the shop you run.
For the money you earn.
For the group you organise.
Less “where did I write that?”
More “I know where I stand.”
A sale in a notebook. An expense you meant to write down. A contribution buried in a message thread. Keeping up with it all can be a job of its own.
Through plain-language text, voice notes, and images, Penn brings sales, expenses, stock, debts, and group contributions into one place. Find what you need, ask for a report or document, and get on with the things that matter.
You talk.
Penn keeps track.
No special commands to learn.
No need to sound like an
accountant.
A CONVERSATION WITH PENN
A sale recorded.
A sale recorded.
A detail remembered.
Tell Penn about a sale, then ask about it later. The details are right there when you need them.
Illustrative conversation with sample records.
PennYour AI record-keeping assistant
Penn puts it in place.
A clear typed instruction gets recorded. For voice notes, photos, and uploads, Penn checks what it understood with you first.
An expense, remembered and organised.
Ask. Get the picture.
Check a total, look up a record, or ask for a summary. Prefer browsing? Your records are there to open too.
“How much did I spend this week?”
Penn understands Pidgin and mixed input, and replies in English.
Different lives.
The same need to keep track.
Built around what you’re keeping records for.
With each part of
your life kept separate.
FOR YOUR BUSINESS
Busy selling.
Still in control.
For vendors, retailers, and service providers who want to know what came in, what went out, and what’s still owed.
- Sales, expenses, and stock
- Customers and outstanding debts
- Receipts, invoices, and reports
“How many ankara do I have left?”
FOR YOUR PERSONAL MONEY
A little clarity.
A lighter mind.
For anyone who wants to understand their everyday spending, keep an eye on a budget, and follow their savings.
- Income and everyday expenses
- Budgets and spending summaries
- Savings and personal debts
“What did I spend on food this month?”
FOR YOUR SAVINGS GROUP
Everyone counted.
Every contribution noted.
For Ajo and Esusu coordinators keeping track of members, contributions, and who still needs to pay.
- Member lists and contribution records
- Several payments in one message
- Group totals and unpaid contributions
“Amaka, Bisi and Chioma paid week 4.”
Available features depend on your plan and the type of records you keep.
A memory for your records.
A moment back for you.
Record as you go
Keep sales, expenses, and contributions from slipping through the gaps of a busy day.
Find what you need
Ask about a customer, a stock level, or an amount owed. Penn looks through your records.
Make it presentable
Generate receipts and invoices with your business details, then share them through WhatsApp, email, or other apps on your device.
See the bigger picture
Turn the day’s entries into useful summaries and reports you can actually understand.
Keep things separate
Your business, personal money, and savings group each have their own records.
Work with your people
Give staff access to the work they need to do, with permissions you control.
YOUR RECORDS. YOUR CONTROL.
Penn keeps the records.
You keep the money.
Penn never holds, receives, or moves your money. It records what you tell it, so you have a clearer picture.
✓ No BVN or government ID to sign up✓ Export your records on any plan✓ You choose what staff can see
Good questions.
Plain answers.
Is Penn a bank or a payment app?
No. Penn is a record-keeping app. Your payments and contributions happen outside Penn; it helps you keep track of them.
Where do I use Penn?
Penn lives in its own app, which you add to your home screen. This website explains what Penn does. Your conversations and records belong in the app.
Do I need to know bookkeeping?
No. Tell Penn what happened in everyday language, or use the screens to browse your records. You don’t need special commands.
What if Penn misunderstands me?
Penn asks when something is unclear instead of guessing. It also checks information extracted from voice notes, photos, and files with you before recording it.
Does Penn contact my customers or group members?
No. Penn doesn’t message other people. It prepares documents, such as receipts and invoices, for you to share yourself through WhatsApp, email, or other apps on your device.
ONE LESS THING ON YOUR MIND